10523 E Highway 20, Clearlake Oaks 95423

$400,000

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4

Beds

4

Baths

2,220

Square feet

15,682

Lot Size

Listing Agent
Rick White - Konocti Realty

About 10523 E Highway 20

Premier Lakefront Fixer Opportunity on Clear Lake – Panoramic Views & Major Upgrades Started. Located along the shoreline of Clear Lake in the Clearlake Oaks area, this three-level lakefront property presents an exceptional opportunity to complete a large-scale renovation and create a stunning custom waterfront retreat. Set on a spacious, park-like parcel with a concrete seawall, private boat dock, and boat lift, the property captures sweeping panoramic views of Clear Lake, Mt. Konocti, Mt. Hannah, Cobb Mountain, and Seigler Mountain—a truly inspiring setting from sunrise to sunset. Originally designed as a 4-bedroom, 4-bath home with approximately 3,000 sq ft (per seller), the structure already reflects significant investment and vision, with many upgrades completed and others ready for finishing. Property Highlights & Completed Improvements: Plumbed for a tankless HW system. Three-level layout offering flexible living spaces. Stucco exterior with fresh exterior paint, Dual-pane windows and multiple sliding glass doors, Recessed LED (canned) lighting installed throughout (unfinished electrical), Expanded seawall with added fill, enhancing backyard and patio usability, Cobblestone-style patio accented with decorative red lava rock, Partial wraparound wood decking, Pebbly beach area for easy lake access. Main Level: Entry-level living room area, Kitchen area already plumbed and centrally located, Dining area positioned to capture dramatic lake and mountain views, Sliding glass doors leading to deck, Quarter bathroom with sink and commode. Upper Level: Four bedrooms and three bathrooms, including a spacious primary suite. Primary bedroom area features large windows showcasing expansive lake views, a walk-in closet, and an unfinished master bathroom with a walk-in steam shower. Second bedroom includes a private bathroom with space for a tub/shower, Two additional front-facing bedrooms (one without a closet), Additional bathroom with separate water closet and shower area. Lower Level: Versatile space ideal for a media room, game room, or additional sleeping quarters with built-in bunk bed area also has large 6ft electric fire place. Large sliding glass doors opening to the backyard and lakefront. Additional storage area.

Features of 10523 E Highway 20

MLS® # LC26071179
Price $400,000
Bedrooms 4
Bathrooms 4.00
Full Baths 2
Half Baths 1
Square Footage 2,220
Lot Size 15,682
Year Built 1965
Type Residential
Sub-Type Single Family Residence
Style Custom
Status Active
# Of Units 1

Community Information

Address 10523 E Highway 20
Area LCOAK - Clearlake Oaks
City Clearlake Oaks
County Lake
Zip Code 95423

Amenities

Utilities Electricity Connected, Water Connected
Parking Spaces 2
Parking Door-Single, Driveway, Garage Faces Front, Garage, Paved
# of Garages 2
Garages Door-Single, Driveway, Garage Faces Front, Garage, Paved
View Hills, Lake, Mountain(s), Panoramic, Water
Is Waterfront No
Waterfront Dock Access, Lake, Lake Front, Seawall
Has Pool No
Pool None

Interior

Interior Features See Remarks, All Bedrooms Up
Heating None
Cooling None
Has Basement No
Fireplace Yes
Fireplaces Bonus Room, Electric
# of Stories 2
Stories Two

Exterior

Exterior Concrete, Stucco, Drywall
Exterior Features Awning(s), Dock
Lot Description Back Yard, Front Yard, Street Level, Trees
Windows Double Pane Windows
Roof Composition, Shingle
Construction Concrete, Stucco, Drywall
Foundation Concrete Perimeter

School Information

District Konocti Unified

Additional Information

Date Listed April 9th, 2026
Days on Market 159
Zoning CR
Foreclosure No
Short Sale No
RE / Bank Owned No

Listing Details

AgentRick White
OfficeKonocti Realty

Listing Map

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