About 3424 Cameo Drive # 46
**2.875% ASSUMABLE VA LOAN (NON-VETERANS ARE ELIGIBLE) with an approximate $319K remaining loan balance** Step into coastal comfort in this newly upgraded condo nestled within the coveted community of Lomas De Oro. Perched upstairs on the corner, this home feels bright, open, and refreshed thanks to a full list of brand-new upgrades—LVP flooring, quartz countertops, new HVAC and water heater, fresh paint, stainless steel kitchen sink, updated fixtures, and more. This home has an open layout and offers two private balconies perfect for enjoying ocean breezes, plus a cozy fireplace and elegant French doors. Residents enjoy a one-car detached garage, one reserved parking space, and community amenities including a pool, spa, playground, and nearby hiking trails. All of this just minutes from the beach, Oceanside’s vibrant downtown area, MiraCosta College, Carlsbad Village, Camp Pendleton, along with countless shops, restaurants, and activities. VA/FHA approved. Seller has a 2.875% assumable VA loan with an approximate $319K remaining loan balance.
Features of 3424 Cameo Drive # 46
| MLS® # | NDP2605669 |
|---|---|
| Price | $567,000 |
| Bedrooms | 2 |
| Bathrooms | 2.00 |
| Full Baths | 2 |
| Square Footage | 846 |
| Lot Size | 445,200 |
| Year Built | 1990 |
| Type | Residential |
| Sub-Type | Condominium |
| Style | Mediterranean |
| Status | Pending |
Community Information
| Address | 3424 Cameo Drive # 46 |
|---|---|
| Area | 92056 - Oceanside |
| City | Oceanside |
| County | San Diego |
| Zip Code | 92056 |
Amenities
| Amenities | Maintenance Grounds, Playground, Pool, Spa/Hot Tub, Trash, Management, Pets Allowed, Picnic Area |
|---|---|
| Parking Spaces | 2 |
| # of Garages | 1 |
| View | Hills |
| Is Waterfront | No |
| Has Pool | Yes |
| Pool | Community, Association |
Interior
| Appliances | Dishwasher, Disposal, Gas Oven, Refrigerator, Dryer, Washer, Built-In Range, Double Oven, Freezer, Gas Range, Gas Water Heater, Water Heater, Water To Refrigerator |
|---|---|
| Cooling | Central Air |
| Has Basement | No |
| Fireplace | Yes |
| Fireplaces | Living Room, Gas, Gas Starter |
| # of Stories | 1 |
| Stories | One |
School Information
| District | Oceanside Unified |
|---|
Additional Information
| Date Listed | March 9th, 2026 |
|---|---|
| Days on Market | 84 |
| Zoning | R-1: Single Fam-Res |
| Foreclosure | No |
| Short Sale | No |
| RE / Bank Owned | No |
| HOA Fees | 440 |
| HOA Fees Freq. | Monthly |
Listing Details
| Agent | Bryan Smithwick |
|---|---|
| Office | Coldwell Banker West |